Credit Cards

 Reward redemption fees: This is most frequently associated with redeeming airline miles. Some airlines allow you to avoid the fee by booking your trip online and only charge you for redeeming miles over the phone or at a ticket counter. Another way to avoid these fees is if you have a ton of frequent flier miles with a particular airline and get a fee waiver as a perk.
  
Foreign transaction fees: A fee charged to conduct transactions that involve a foreign bank if you buy a good or service from a company in a foreign country or use your card to buy a good or service in a foreign country. These used to be called currency conversion fees because card issuers said they imposed them to cover the cost of converting a foreign transaction into U.S. dollars, but  now they're called foreign transaction fees because they're charged even for deals made entirely in dollars

Paper statement fees: A fee to receive a paper statement in the mail. Bank of America, for example, has begun to roll out a $9 per month charge for paper statements on some checking accounts.

 

 

 

How to apply for Credit Cards:

Find out information about credit card plans, rates and terms on the Internet, in personal finance magazines and in newspapers.

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